TIPS FOR LAWYERS: Creating Effective Habits in the New Year..
It's that time of year where we all feel enormous pressure to make resolutions for personal and professional improvement. Lawyers are no exception! The problem is too often we set the new goals without a real plan of how we're going to avoid reverting to our old habits!Habits can be a friend or foe. Think of a habit as a pattern of behavior. Successful habits...help us to achieve success...other habits undermine our efforts to achieve.Here is a great exercise for getting rid of old habits and replacing them with habits designed to help you to more effectively achieve your objectives.STEP ONE:List 3 or more habits that are currently holding you back from achieving your goals and describe how these habits negatively impact your life.EXAMPLE:Habit: No savings/investments for the futureImpact: Unable to achieve financial and retirement goalsSTEP TWOList successful habits you will choose to adopt in place of the "bad" habits and the benefits of adopting the new habitEXAMPLE:Successful New Habit: Begin investing with the help of a financial planner.Benefits: Debt free, financial freedom, comfy retirement.STEP THREECreate a 3 step action plan to jumpstart each new habit. Be specific, pick a start date, a completion date and get started!EXAMPLE:Action Plan1) Find an excellent financial planner2) Set up s monthly savings and investment plan3) Create a realistic spending plan and look for ways to trim unnecessary spending.Start Date: January 7 Completion date: January 17thImplementing new habits, new patterns of behavior, will take time.
Stay committed to the process and you'll soon achieve your desired results..
Jatrine Bentsi-Enchill, J.D., CPCC is an attorney and the founder and director of the Esq. Development Institute, an organization committed to helping lawyers excel personally and professionally. The Esq. Development Institute specializes in Executive and Personal Coaching for lawyers and training and assessment processes for law firms in the areas of leadership, communication, diversity and cultural competence, management development and work-life balance EsqDevelopmentInstitute.comjbe@EsqDevelopmentInstitute.comPreplanning Your Funeral Saves Loved Ones Stress And Money
"Planning our own funeral is a task few of us wish to tackle. Yet funerals can be a major expense for many families, and advance planning can save your estate money and your loved ones a lot of emotional stress.
Here are a few tips for preplanning a funeral so that you have the funeral that you (or the terminal person you are planning it for) desire at the best price.
The average cost for a funeral, according to the National Funeral Directors Association, is $6,500. But that doesn't include such things as the cemetery plot, the grave marker, and some miscellaneous expenses such as flowers. Choosing expensive options can easily push the cost of a funeral over $10,000.
The surviving loved ones must make these decisions very quickly after death, at a time they are grieving.
It's common for them to "prove their love" by buying an expensive casket and service, even though they may end up spending far more than the deceased would have chosen....
Preplanning Your Funeral Saves Loved Ones Stress And Money
Financial planning > Preplanning Your Funeral Saves Loved Ones Stress And Money
Commercial Real Estate Loans
Copyright 2006 Darren Dunner
Are you considering buying a new house soon? Buying a new house is probably the biggest investment one can make in his lifetime. Buying a new real estate certainly requires a lot of money. It is not possible for everyone to finance the real estate from own sources. This is where Commercial real estate financing becomes a necessity in gaining access to the much-needed funds. Commercial real estate loan is one of the types of real estate loan.
This loan can be used to buy, improve or refinance commercial property, if you own 50% or more of the real estate. Commercial loans are the best option if you are looking for funds to finance buildings or land for business purposes. This type of loan falls under specialized mortgages owing to the fact that the lender has a legal claim over the property until the loan has been repaid completely.
Financing for commercial real estate loans is completely different game when compared to residential...
Financial planning > Commercial Real Estate Loans
Be Safe, Not Sorry This Christmas.
(ContentDesk) December 19 2003--Christmas may be the season to be jolly, but for many people the festive fun will end in tears.
Whether it is the financial, family, or emotional aspects or the stressful nature of the holidays, for many families Christmas can be more jingle hells than jingle bells and few are prepared for the repercussions.????????????????????
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During the Christmas holidays, house fires are on average five times
the
daily average, nonfatal disabling injuries are estimated to climb to 27,700, more people will attempt suicide than at any other time, more families break up, the number of deaths involving Christmas trees fires is approximately 10, impaired driving is the largest single criminal cause of death and injury in Canada, and the risk of heart trouble sky-rockets.????????????????????????
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Thunder Bay insurance adviser, John Ramage of Clarica is issuing the following...
Financial planning > Be Safe, Not Sorry This Christmas.
Commercial Real Estate Loans
Copyright 2006 Darren Dunner
Are you considering buying a new house soon? Buying a new house is probably the biggest investment one can make in his lifetime. Buying a new real estate certainly requires a lot of money. It is not possible for everyone to finance the real estate from own sources. This is where Commercial real estate financing becomes a necessity in gaining access to the much-needed funds. Commercial real estate loan is one of the types of real estate loan.
This loan can be used to buy, improve or refinance commercial property, if you own 50% or more of the real estate. Commercial loans are the best option if you are looking for funds to finance buildings or land for business purposes. This type of loan falls under specialized mortgages owing to the fact that the lender has a legal claim over the property until the loan has been repaid completely.
Financing for commercial real estate loans is completely different game when compared to residential...
Financial planning > Commercial Real Estate Loans
Attorneys Title Guaranty Fund, Inc. Earns Financial Stability Rating? of A, Exceptional
COLUMBUS, Ohio (ContentDesk) September 6, 2005 -- Attorneys Title Guaranty Fund, Inc., located in Colorado, has earned a Financial Stability Rating? (FSR) of A, Exceptional, from Demotech, Inc.
This level of FSR is applicable to insurers possessing exceptional ability to maintain liquidity of invested assets, acceptable levels of financial leverage, and reasonable loss reserves.FSRs summarize Demotech's opinion as to the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.
FSRs are based upon statutory insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).
For more than a decade, FSRs have been accepted by the major participants in the secondary mortgage marketplace, including the Fannie Mae, Freddie Mac and HUD.Attorneys Title Guaranty Fund is a full service title insurance company consisting of a team of employees who collectively...
Financial planning > Attorneys Title Guaranty Fund, Inc. Earns Financial Stability Rating? of A, Exceptional
Commercial Real Estate Loans
Copyright 2006 Darren Dunner
Are you considering buying a new house soon? Buying a new house is probably the biggest investment one can make in his lifetime. Buying a new real estate certainly requires a lot of money. It is not possible for everyone to finance the real estate from own sources. This is where Commercial real estate financing becomes a necessity in gaining access to the much-needed funds. Commercial real estate loan is one of the types of real estate loan.
This loan can be used to buy, improve or refinance commercial property, if you own 50% or more of the real estate. Commercial loans are the best option if you are looking for funds to finance buildings or land for business purposes. This type of loan falls under specialized mortgages owing to the fact that the lender has a legal claim over the property until the loan has been repaid completely.
Financing for commercial real estate loans is completely different game when compared to residential...
Financial planning > Commercial Real Estate Loans
Financial planning
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